Coverage may not be available in all states. Coverage varies by Event Registration Plan.
For questions regarding coverage, services or to file a claim please call 866.690.6859.
For a complete Certificate of Insurance for Single Event Registration, click here.
For a complete Certificate of Insurance for Multiple Event Registration, click here.
Cancellation Benefit: The Company will reimburse the Insured for the full Forfeited, Season, Tournament, Camp or Travel Event Cost if he/she cannot attend or complete the Event due to any of the unforeseen events shown below. If the Event Cost is attributed to multiple persons, and all persons do not experience an unforeseen event, the Company will reimburse the Insured on a pro rata basis.
Interruption Benefit:If the Insured’s attendance of the Event is discontinued after the Start Date due to any of the unforeseen events shown below, the Company will reimburse the Insured the pro-rated Unused portion of the non-refundable cost paid for the Event.
The Company will reimburse the Insured a benefit, up to the Maximum Limit shown in the Schedule if an Insured cannot attend or complete the Event due to any of the following unforeseen events:
(a) Sickness, Injury or death of an Insured, Family Member, Traveling Companion, or Business Partner;
(1) Sickness or Injury of an Insured, Traveling Companion, or Family Member traveling with the Insured, must be so disabling as to reasonably prevent the Insured from attending the Event or that results in medically imposed restrictions as certified by a Physician at the time of Loss preventing the Insured’s completion of the event;
(2) Sickness or Injury of a Family Member not traveling with the Insured must be so disabling, as certified by a Physician as to reasonably prevent the Insured from attending the event or they require the Insured’s immediate care;
(3) Sickness or Injury of the Business Partner must be so disabling as to reasonably prevent the Insured from attending the event in order to assume daily management of the business. Such disability must be certified by a Physician;
(b) Inclement Weather preventing the Insured from attending the Event;
(c) The Insured’s or Traveling Companion’s Primary Residence or Destination being made Uninhabitable or inaccessible by Natural Disaster, vandalism or burglary;
(d) the Insured, Traveling Companion or Family Member is called to active military service or as a reservist, firefighter, or police staff; to provide aid or relief in the event of a Natural Disaster, or military leave is revoked or reassigned;
(e) a Terrorist Incident in the City where the Event takes place within 30 days of the Start Date;
(f) the Insured or Traveling Companion has Complications of Pregnancy. Complications of Pregnancy must occur after the Insured’s effective date of coverage and can be verified by medical records;
(g) the Insured, Traveling Companion or parent or legal guardian if the Insured is a Child is involuntarily terminated or laid off more than 30 days after an Insured’s effective date of coverage, provided that he or she has been an active employee with the same employer for at least 2 continuous years. Termination must occur following the effective date of coverage. This provision is not applicable to temporary employment, seasonal employment, independent contractors or self-employed persons;
(h) the Insured or Traveling Companion is directly involved in or delayed due to a traffic accident, while en route to the Event;
(i) the Insured or Traveling Companion is an employee or a student at a primary or secondary school and is required to complete an extended school year that falls on or beyond the Start Date;
(j) the Insured or Traveling Companion is the victim of a Felonious Assault within 10 days prior to the Start Date or during Event. No coverage is provided for Felonious Assault committed by another Insured, Family Member, Traveling Companion or Traveling Companion’s Family Member;
(k) mechanical/equipment failure of a Common Carrier that occurs on or within 7 days of the scheduled Start Date and causes complete cessation of the Insured’s participation;
(l) government mandated shutdown resulting in the complete cessation of services of the Insured’s Common Carrier.
Coverage is offered by Travel Guard Group, Inc., and limitations will apply, click here for full disclaimer